12-November-2026
Banking
 
Banks seek relief from RBI before rollout of expected credit loss framework
12-Nov-2026

With less than five months to go before implementation of the expected credit loss (ECL) framework, banks have approached the Reserve Bank of India (RBI) seeking relief for their held-to-maturity (HTM) investment portfolios. The reason: High bond yields threaten to trigger substantial one-time valuation losses and erode capital.

News Source:- https://www.financialexpress.com/business/banking-finance-banks-seek-ecl-relief-amid-rising-bond-yields-4380812/