27-October-2026
Banking
 
Banks pass on rate hikes, but go slow when rates fall
26-Oct-2026

A study by RBI has found that interest rates adjust upward more completely during a tightening phase than they do downward during an easing phase. According to the study, published in RBI Bulletin, banks passed on 76.4% of the repo rate increase through contract repricing, with lending rates rising by 191 basis points following a 250-basis-point hike between March 2022 and Jan 2025.

News Source:- https://timesofindia.indiatimes.com/business/india-business/banks-pass-on-rate-hikes-but-go-slow-when-rates-fall/articleshow/135197546.cms
 
 
 

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