UPI transactions through popular Unified Payments Interface (UPI) in volume terms have witnessed a 27 per cent jump to around 145 billion in the first half of the current fiscal year. This is against UPI volume 114 billion in during the April-September quarter of the previous financial year, according to data released by the National Payments Corporation of India (NPCI). However, the UPI transaction during the value term rose a slightly lower rate of 20 per cent to Rs 177 lakh crore as against Rs 148 lakh crore during the first six months of the current financial year.