05-August-2026
RBI
 
RBI updates deposit rules: From differential rates to daily disclosures, here's what's changing
03-Aug-2026

The Reserve Bank of India (RBI) has overhauled rules governing bulk deposits, allowing banks to offer differential interest rates based on liquidity risk under the Liquidity Coverage Ratio (LCR) framework while mandating daily public disclosure of bulk deposit rates to improve transparency. The revised instructions amend the Reserve Bank of India (Interest Rate on Deposits) Directions, 2025, and will come into force from October 1, 2026.

News Source:- https://timesofindia.indiatimes.com/business/india-business/rbi-updates-deposit-rules-from-differential-rates-to-daily-disclosures-heres-whats-changing/articleshow/132804857.cms