The Reserve Bank of India (RBI)'s special schemes to draw foreign exchange into the country have resulted in total dollar inflows of $40.81 billion upto July 31, the central bank said in an update on its website. Foreign currency non convertible rupee bank FCNR (B) deposits make up a majority of these inflows at around $36.72 billion, surpassing the 2013 level of $26 billion in less than two months since the scheme was operationalised on June 8. Banks are permitted to swap these deposits with the central bank under a zero-cost hedging facility open until the end of September.