The Reserve Bank of India on Thursday postponed the final Basel III disclosure guidelines for banks to April 2027, from September 30, 2026, after considering stakeholder feedback. This is intended to give banks time to implement the necessary system and process upgrades. The RBI also accepted the feedback to align the disclosure requirements with the expected credit loss (ECL) framework for capital charge for credit risk under standardised approach, which are effective from April 2027. Accordingly, it has modified the templates to incorporate ECL guidelines, the central bank said.