A sharp collapse in capital market mobilisation pushed bank credit to the forefront of funding for the commercial sector in the first quarter of FY27, with non-food bank lending rising more than ten-fold and driving a surge in overall resource flows. The total flow of financial resources to the commercial sector rose to Rs 7,73,078 crore in Q1 FY27 from Rs 3,12,050 crore a year ago, an increase of Rs 4,61,028 crore, or 148%, reflecting a decisive shift in the composition of funding sources.