Extreme heat is emerging as a direct threat to Indian household incomes and living costs, with agriculture and construction workers projected to lose the equivalent of 22.5 working days a year to heat stress by 2030, according to a new report by adelphi global. The report, Heat, Health and Increasing Cost of Living: A Call for Action, said climate-driven heat affects household finances through two reinforcing channels: workers lose income when heat stress forces them to slow down, take longer breaks or stop work, while heat-related illness raises out-of-pocket medical expenses.