Non-resident Indians (NRIs) and Overseas Citizens of India (OCIs) have the option of investing in Foreign Currency Non-Resident- FCNR(B)- and Non-Resident External Account (NRE) products such as fixed deposits (FDs) to generate a stable income from India. Both FCNR(B) and NRE FDs come with varied interest rates for different tenures, are tax-exempt and can be fully repatriated without any limits are tax-exempt and can be fully repatriated without any limits set by the Reserve Bank of India (RBI). However, they do have key differences.