People spend years carefully building wealth through fixed deposits, mutual funds, insurance policies and shares. But life has a way of getting in the way. Investors move cities, change banks, forget old investments or simply lose track of paperwork. Sometimes, the original investor passes away without telling family members about every financial asset they owned. Over time, these forgotten investments can become "unclaimed". Many people assume that once money is transferred to government-managed funds, it is gone forever. Fortunately, that is not the case.