State Bank of India (SBI) is targeting Rs 1.20 lakh crore in fresh home loan disbursements during the current financial year, aiming to increase its market share by one percentage point in one of the fastest-growing retail lending segments. With the planned addition, the country’s largest lender expects its home loan portfolio to rise to Rs 10.64 lakh crore by the end of FY27 from Rs 9.44 lakh crore as of March 31, 2026. “The bank’s retail loans, including housing and non-housing, grew about 15% in FY26 over the previous year, and we are seeing strong demand in the current fiscal as well. We are projecting to increase our home loan book by Rs 1.20 lakh crore in FY27,” said SBI Managing Director Rama Mohan Rao Amara, who oversees the bank’s retail business.