A growing number of Americans are falling behind on their credit card payments, pushing delinquency levels to their highest point since the years following the Great Recession and raising concerns about financial stress among a section of US consumers. Data from the Federal Reserve Bank of New York shows that about 13% of the nation’s total credit card balance was at least 90 days overdue during the first quarter of 2026, reported The USA Today. That is the highest level recorded since 2011, when the United States was still recovering from the financial crisis that began in 2008.