The consolidated net profit of listed commercial banks crossed Rs 4 lakh crore for the first time in FY26, with top three lenders - State Bank of India (SBI), HDFC Bank and ICICI Bank - making up more than half the sector's aggregate bottom-line. Overall, private banks accounted for a slightly higher share of the profits at 2.09 lakh crore, while state-run banks reported an aggregate net profit of 2.01 lakh crore. The consolidated net profit of the top three lenders - also designated as systemically important by the banking regulator - totalled 2.13 lakh crore. Overall, the banking industry's consolidated net profit rose 4.5% to 4.11 lakh crore, and standalone net profit increased 7.5% to 3.95 lakh crore.