The flow of money from overseas Indians into nonresident Indian (NRI) deposit schemes dropped by 24.17 per cent to nearly $11.04 billion between April 2025-February 2026, from $14.56 billion during the same period in 2025, according to the Reserve Bank of India (RBI) data. Understanding NRI Deposit Trends The total outstanding NRI deposits stood at $167.58 billion as of February end. The outstanding NRI deposits were $160.34 billion in February 2025 and $165.87 billion in January 2026. Types of NRI Deposit Schemes NRI deposit schemes include foreign currency non-resident (FCNR) deposits, non-resident external (NRE) deposits, and non-resident ordinary (NRO) deposits.