India’s banks expect loan growth to remain strong in the first half of 2026, helped by steady economic conditions and healthy balance sheets, according to the latest FICCI-IBA Bankers’ Survey. The survey, which gathered responses from 24 banks across public, private, foreign, small finance and cooperative segments, covers the outlook from January to June and was conducted at a time when the macro economic outlook was different. With inflation under control and economic growth holding firm, most bankers believe the environment remains supportive. The survey was conducted when India’s economy was on a strong footing, with inflation at around 2.75% in January and GDP growth of about 7.8% in the third quarter of FY26.