The annual credit growth of scheduled commercial banks stood at 13.9%, from 14.5% as of February-end, Reserve Bank of India (RBI) data released on Monday showed. The total bank credit as of March 15 stood at Rs 207.69 lakh crore, up merely 0.1% from a fortnight ago. The growth in deposits dipped to 10.8% y-o-y as of March 15, from 11.9% reported a fortnight ago. Overall bank deposits stood at Rs 250.11 lakh crore, down 0.7% on a fortnightly basis. The credit-deposit ratio inched up to 83.04% as on March 15, from 82.39% reported a fortnight ago, and 82.47% a month ago. Bank investments rose 3.36% y-o-y to Rs 69.23 lakh crore as of mid-March. On a fortnightly basis, the investments were down 0.5%.