Credit to the agriculture sector from commercial banks and regional rural banks is set to cross a record Rs 32.5 lakh crore in FY26, driven by greater formalisation of rural lending and rising credit demand, Shaji KV, Chairman, Nabard, said “The credit flow is robust, we will cross Rs 32.5 lakh crore in the current fiscal while there will be some impact on the credit flow during February-March, which will be factored into while projecting growth in credit flow in FY27,” Shaji told FE.