Reserve Bank of India (RBI), Insurance Regulatory and Development Authority of India (IRDAI), and Securities and Exchange Board of India (SEBI) have intensified measures to help citizens reclaim unclaimed deposits to the tune of Rs 73,241 crore, minister of state for finance Pankaj Chaudhary said on Tuesday. Substantial pool of unclaimed money continues to sit within India’s financial system, with Public Sector Banks (PSBs) transferring Rs 60,518 crore to the RBI’s Depositor Education and Awareness (DEA) Fund, according to the latest official data. The figure, as of January 31, 2026, highlights the scale of dormant deposits that remain untouched by account holders or their beneficiaries.