A government-appointed high-level committee on banking for Viksit Bharat could look at issues such as consolidation among lenders and foreign investor voting caps, according to Karthik Srinivasan, senior vice president and group head - financial sector ratings at ICRA. "The basic premise is that the government is of the belief that you need large size institutions to cater to the demands," Srinivasan said, adding that India may require bigger banks to support domestic growth rather than relying entirely on foreign funds.