28-February-2026
Banking
 
Credit growth stays in 13-15% band; deposits grow at 11.2%
28-Feb-2026

Credit growth in the banking sector continues to be in the 13-15% range, fortnightly data released by the Reserve Bank of India (RBI) on Friday showed. The year-on-year credit growth of scheduled commercial banks (SCBs) came in at 13.6% against 14.6% as at January-end, while the total bank credit stood at Rs 204.32 lakh crore as on February 15, down 0.2% from a fortnight ago. Bridging the Gap Deposits rose 11.2% on-year as on February 15, down from 12.5% a fortnight ago. Overall bank deposits stood at `247.74 lakh crore. The credit-deposit ratio inched up to 82.47% as on February 15 from 82.29% reported a fortnight ago and 82.18% a month ago.

News Source:- https://www.financialexpress.com/business/banking-finance/credit-growth-stays-in-13-15-band-deposits-grow-at-11-2/4157060/