Bank credit growth recorded 14.6%, the highest in 19 months, for the fortnight ended January 31, 2026. Bank credit stood at Rs 204 lakh crore, compared with Rs 178 lakh crore a year earlier, according to data released by the Reserve Bank of India on Friday. On a fortnightly basis, credit growth rose by 1.7% or Rs 3.4 lakh crore from Rs 201 lakh crore. The deposit growth too jumped for the fortnight, reporting an 12.45% rise to 248 lakh crore (Rs 221 lakh crore). Interestingly, over the fortnight, deposit growth in absolute terms surged more than credit growth. The deposit rose by Rs 3.82 lakh crore or 1.6% from Rs 244 lakh crore. Interestingly, despite the rise in deposits, the credit-deposit ratio continued its upward trajectory, hitting a new all-time high of 82.29% for the fortnight ended January 31, 2026.