Banks' on-year credit growth at the end of November 14 rose to 11.4% while deposits growth was also higher at 10.2%, Reserve Bank of India data showed. The credit growth was seen at 11.5% a fortnight back while deposits growth print was at 9.5%. Gold loan continued to grow triple digit at 129% yon-year to Rs 41409 crore as on October 31. Consumer durable loans however grew a modest 1% to Rs 23646 crore despite expectation of a festive demand as against 6.9% growth same time last year, sectoral credit deployment data showed.