Indian travellers visiting Malaysia will soon be able to pay local merchants directly through their usual UPI apps, following a partnership between Razorpay’s Malaysian entity, Curlec, and NPCI International Payments Limited (NIPL). The agreement, finalised at the Global Fintech Fest 2025, enables instant transactions in Malaysian Ringgit without the need for international cards. The introduction UPI payments mark a significant step in expanding India’s digital payment infrastructure abroad. For Malaysian merchants, Razorpay Curlec will provide local settlement in Ringgit through its platform, allowing businesses to accept UPI payments without additional integrations.