As the September 15 income tax return (ITR) filing deadline is just around the corner, NPCI (National Payments Corporation of India) has raised the per-transaction cap to Rs 5 lakh, but this is only for entities that fall under categories aligned with tax payments. On top of that, NPCI has enhanced the per-transaction limit and aggregate transaction limit for 24 hours for 12 other categories as well. These changes will kick in on September 15, 2025. According to the circular, all issuing banks must make sure that these 24-hour cumulative limits, or the total transaction limit for 24 hours, “are kept at their end”.