Several high-street banks are contemplating moving the Supreme Court to overcome a hurdle that has recently come in the way of lending against properties. A ruling by the apex court last month has barred lenders from giving loans where properties kept as collateral do not have completion and occupancy certificates (CCs and OCs). An OC endorses a building's compliance with safety and legal standards for habitation while a CC validates that a construction is in line with the approved plan and regulations. "The intent of the court is right and was driven by larger public interest, but the ruling has thrown up practical challenges.