Banks are looking at transferring newer nonperforming assets (NPAs) to the National Asset Reconstruction Company (NARCL). But the provision requirement is set to rise as the sale price is likely to be lower than the value of the loans on their books. At the same time, banks may not realise the proceeds from the sale of the first lot of bad loans, amounting to Rs 50,000 crore, during the first half of the fiscal. This is because the deadline for the sale has been pushed to September 2022.