The central bank on Wednesday released a discussion paper on all charges levied on various payment systems like RTGS, NEFT, UPI, IMPS, Credit and debit cards among others. The regulator has asked all payment system stakeholders to submit feedback on whether it should introduce charges on UPI or it should be market determined, along with seeking comments on regulations over interchange fee on debit cards and credit cards. The paper is open for stakeholder comments till October 3, 2022. “Discussion on charges in different payment systems, their reasonableness, alternate views, etc., is presented,” the regulator said. “A few questions have also been raised after each discussion to elicit stakeholder and public feedback. The discussion and the inputs received would be used to frame policy interventions going forward.”