Banks have added Rs 38,976 crore from 662 borrower accounts as wilful defaulters during the 12 months ended December 2020 when the Covid pandemic hit the country’s financial system. With this, total wilful defaults amounted to Rs 244,602 crore from 12,917 accounts as of December 2020, as against Rs 205,606 crore from 12,255 accounts in December 2019, according to data available from credit information bureau Transunion Cibil. Wilful defaults have now more than doubled from Rs 118,130 crore in December 2017.